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Since the very first auto insurance policy, many drivers have learned the hard way that a standard auto insurance policy may not provide all the financial protection they need.

Here’s why: When the value of a vehicle is less than the balance of the loan, this is described as being “upside-down” on the loan.

That difference – “GAP” isn’t covered by your regular insurance. But a special kind of protection called “GAP protection” may help to cover the difference. This protection is there for you, even in the event of theft or negative equity.


Highlights of Sentinel GAP include

  • Coverage up to 84 months for automobiles, light trucks, and vans.
  • Coverage up to 125% or up to 150% of the MSRP/NADA value for automobiles, light trucks and vans. Specific State requirements do apply.
  • An online claims portal that makes it easy to open new claims, sign-up for status updates, and facilitates quicker processing of potential claim benefits.
  • Backed by an A.M. Best A-Rated carrier.

Select here for the 125% brochure

Select here for the 150% brochure